Grant Sebastian
Health Insurance
That Works For You
Confused by the current health insurance market? Tired of getting blown up by calls and paying for insurance you don't need? With access to the public and private marketplace we can put you and your family in the best position possible. Book a session with us!
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Grant Sebastian
The Affordable
Care Act
Confused by the Affordable Care Act and its requirements? Our experienced team of healthcare advisors offers personalized assistance, ensuring you navigate your options smoothly and secure the most affordable and comprehensive coverage.
About Us
Helping You To
Manage Your Healthcare
Needs!
My name is Grant Sebastian and I have been in the insurance space for 3 years. I went into business for myself this year to build my own brand of trust. The Health Insurance space can be confusing and I am here to help put people in the best position possible.
Grant Sebastian
Owner
NPN: 20243062
About Us
Helping You To
Manage Your ACA
Needs!
My name is Grant Sebastian and I have been in the insurance space for 3 years. I went into business for myself this year to build my own brand of trust. The Health Insurance space can be confusing and I am here to help put people in the best position possible.
Grant Sebastian
Owner
20243062
Everything You Need To Know
About Health Insurance At A Glance
What is the Affordable Care Act?
The Affordable Care Act (ACA), enacted in 2010, was designed to enhance the affordability and accessibility of health insurance, expand Medicaid coverage, and mitigate overall healthcare expenses. Although this legislation has successfully facilitated access to quality healthcare at reasonable costs for thousands of Americans, individuals with higher incomes and generally good health may still incur substantial monthly premiums, reaching thousands of dollars.
Important Details
The enrollment periods are designated times each year when people can sign up for health insurance, including an annual open enrollment and special periods for qualifying life events. However when it comes to the private marketplace and short term options, you can enroll at anytime of the year.
Everything You Need To Know About ACA
At A Glance
What is the Affordable Care Act?
The Affordable Care Act (ACA) is a 2010 law aimed at increasing the affordability and accessibility of health insurance, expanding Medicaid coverage, and reducing overall healthcare costs.
Important Details
The enrollment periods are designated times each year when people can sign up for health insurance, including an annual open enrollment and special periods for qualifying life events.
Reviews
Real-Life Testimonials
From Satisfied Clients
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Real-Life Testimonials
From Satisfied Clients
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More Info
Important Questions
What Should I Budget for Health Insurance?
If you are seeking cost-effective coverage, you should consider the Bronze or Silver plans. Conversely, if you have a more substantial budget and anticipate frequent healthcare utilization, the Gold or Platinum plans would be more suitable. Private healthcare options generally offer the most competitive rates and tend to attract individuals with higher incomes and generally maintain good health.
Can I Work with My Preferred Doctor?
The availability of healthcare plans depends on the network your doctor is affiliated with and the specific plan you select. My role is to assist you in identifying a plan that aligns with your requirements. The largest networks typically operate as PPO (Preferred Provider Organization) plans, which provide nationwide coverage and access to any doctor or hospital. On the other hand, there are smaller, more restricted networks such as HMOs (Health Maintenance Organizations), and EPOs (Exclusive Provider Organizations) plans.
Prescription Drug Needs
Choose a plan that effectively covers your medication requirements. If you are unsure which plan to choose, you can schedule a free consultation call with one of our experts below.
I Need Help Paying for Health Insurance
Premium subsidies are available for incomes between 100% and 400% of the federal poverty level; you can check your eligibility on the Health Insurance Marketplace.
How do I Sign Up?
For more detailed information and personalized assistance, schedule an appointment with me today. I can guide you through the process, help you understand your options, and ensure you find a plan that meets your needs and budget. Schedule an appointment now to get started on securing your health insurance coverage.
More Info
Important Questions
What Should I Budget for Health Insurance?
You should choose the Bronze or Silver plans if you need to save money, or the Gold or Platinum plans if you have a larger budget and expect to need frequent healthcare services.
Can I Work with My Preferred Doctor?
Yes absolutely, but please ensure that your preferred doctors and hospitals are in-network to avoid high out-of-pocket costs.
Prescription Drug Needs
Choose a plan that effectively covers your medication requirements. If you are unsure which plan to choose, you can schedule a free consultation call with one of our experts below.
I Need Help Paying for Health Insurance
Premium subsidies are available for incomes between 100% and 400% of the federal poverty level; you can check your eligibility on the Health Insurance Marketplace.
How do I Sign Up?
For more detailed information and personalized assistance, schedule an appointment with me today. I can guide you through the process, help you understand your options, and ensure you find a plan that meets your needs and budget. Schedule an appointment now to get started on securing your health insurance coverage.
Looking for a First-Class Health Insurance Broker?
Looking for a First-Class ACA Consultant?
Flashpoint Health is committed to serving you at the highest level with all your Healthcare needs.
National Producer Number: 20243062
Company
Directories
Legal
Flashpoint Health is committed to serving you at the highest level with all your Healthcare needs.
National Producer Number: 20243062
Company
Directories
Legal